After a DUI arrest, you must keep in mind that the implications of a conviction
will last much longer than the time that you might spend in jail. While
you do not need to notify your auto insurance carrier immediately after
your DUI arrest, you must keep in mind the possibility that you will not
win your case. If you are successful in winning your
DUI case, then your charges might be reduced to a DUI plea bargain and you
may be able to avoid having to contact your insurance company.
Keep in mind, however, that insurance companies have a way of finding out
about your DUI even if you have chosen to not share that information.
The first way that an insurance company can find out about your DUI is
by running a check of your DMV record. This is the normal procedure when
your policy is up for renewal or when you decide to apply for a new coverage.
At this time, the auto insurance company will be able to see all DUI convictions
that have happened in the last ten years.
Additionally, if you have failed to appear for any of your hearings, this
FTA notice will appear on your record for a ten-year period. Your insurance
company will be able to see that you have failed to appear, which is a
key sign that you have been accused of a DUI. Why should you worry about
your insurance company learning of your DUI charge or conviction? Automobile
liability coverage is issued by private insurance companies who are only
concerned with maintaining a high profit, and these profits are decreased
when they have to pay out on claims for the people they insure.
The Georgia Department of Driver Services may attempt to
suspend your driver's license prior to the resolution of your DUI case if they learn about your charges.
In these cases, even if your DUI charges are reduced or dismissed, you
may still suffer a dramatic premium increase. It is impossible to predict
the exact effect that a DUI conviction will have on your insurance premiums.
In order to be on the safe side, you should always take action to fight
your DUI charges and avoid a conviction in the first place.
After a DUI arrest, the first thing you should do is contact an Atlanta
DUI lawyer who you can trust to look after your best interests and fight
to protect your rights.
Contact The Law Offices of Howard J. Weintraub, P.C. for help from a team with more than 35 years of combined criminal defense
experience. Our team is ready to go to bat to prove your innocence and
to help you move past your charges without the consequences of higher
insurance premiums, jail time, and costly fines.